Cookies

What is a cookie?

Like many websites, this website uses cookies. Cookies are small text files, typically of letters and numbers containing small amounts of information, which are downloaded on to the browser or hard drive of your computer, mobile, or other device when you visit, access and use websites. Cookies are widely used when providing online services and help to make websites work or work more efficiently. Cookies do lots of different things, for example, remembering user preferences, letting users navigate between pages efficiently and generally improving the user experience. Cookies can also be used to provide information to the owners of the website.

For further information about cookies visit www.aboutcookies.org or www.allaboutcookies.org

 

The law provides that we can store cookies on your computer, mobile or other device if they are essential to operate this website however, we need to ask if you are happy for us to use any other non-essential cookies.

 

Types of cookies

There are various different types of cookies:

  • Strictly necessary cookies. These cookies enable services that users have specifically asked for. Strictly necessary cookies are essential for the operation of a website and enable users to move around websites and use their features, e.g. cookies that enable users to log into secure areas of a website.
  • Analytical/performance cookies. These cookies collect information about how visitors use websites. Such information is aggregated, anonymous and not personally identifiable and is used to improve how websites work, e.g. these cookies can recognise and count website visitor numbers and see how visitors move around websites.
  • Functionality cookies. These cookies allow websites to remember choices that users make, (e.g. user name or language), and enable website owners to personalise their content for users, greet them by name and remember users’ preferences to improve their experience. They may be used to provide services that users have asked for, e.g. watching a video. The information collected may be anonymised and these cookies cannot track users’ browsing activity on other websites.
  • Targeting cookies or advertising cookies. These cookies record users’ visits to websites, the pages users visit and the links users follow. This information is used to make websites and the advertising displayed on them more relevant to users’ interests and to limit the number of times that users see advertisements and measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator’s permission. Information obtained by these cookies may also be shared with third parties, e.g. advertisers. Often targeting/advertising cookies are linked to site functionality provided by third parties.

 

Cookies can either be “session cookies”, (which allow websites to link the actions of a user during a browser session, can be used for a variety of purposes and expire after the browser session), or “persistent cookies”, (which are stored on users’ devices in between browser sessions for a specified period of time, allowing the preferences or actions of the user across a website, or in some cases different websites, to be remembered).

 

Cookies can also either be “first party cookies”, which are set by the website which is visited by the user, (the website displayed in the URL window), or “third party cookies”, which are set by a domain other than the one being visited by the user, (a third party cookie will be set if a user visits a website and a third party company sets a cookie through that website).

 

 

What cookies do we use, what do they do and consent to use:

You can find more information about the cookies we use and the purposes we use them for in the tables below. By using our website, you agree we can place these cookies on your device:

 

 

Table 1 - cookies that are set by us – first party cookies

CookiePurposeDuration
SessionThese are first party cookies, which are both strictly necessary and functional. They store temporary information to enable site functionality and collect and hold certain information which improves the user experience whilst on our website by setting the appropriate language for the user and maintaining the user’s login details throughout the session, avoiding re-authentication.These cookies are session cookies.
Affiliate TrackingThese cookies are first party analytical / performance cookies. They are affiliate tracking and error management cookies, which provide information about traffic sent via third party advertisers regarding users’ visits to our website and which pages are visited by users when they make loan applications. This information enables us to improve our website and monitor errors in respect of the website.
The information collected by these cookies helps us to identify whether or not a user of our website has come to the website via one of our affiliates, (an affiliate is a website operator who can send traffic to a website using links from another website). If so, these cookies identify the affiliate.
The information collected by these cookies does not include any personally identifiable information and none of the information collected is passed to any third parties.
These cookies are persistent cookies.

Table 2 - cookies that are set by others - third party cookies

CookiePurposeDuration
lovationThese are third party cookies, which are used in connection with the provision to us of certain device identification and fraud prevention services.
The information collected by these cookies does not include any personally identifiable information.
These cookies are persistent cookies.
TrustpilotThese cookies are used for analytics and help count how many people visit a site by tracking if you have visited this site before. These cookies are also required to show accurate Trustpilot score. These cookies have a lifespan of 1 year.These cookies are persistent cookies.

 

Please note that third parties, (including, for example, advertising networks and providers of external services like web traffic analysis services), may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.

 

How to block or refuse cookies

If you do not agree to the use of cookies in connection with our website, you may block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. If, however, you use your browser settings to block or disable cookies, (including essential cookies), all or parts of our site may not be accessible and site functionality may be affected. Further information on how to restrict or block cookies on a variety of browsers and on how to delete cookies can be found at www.aboutcookies.org and www.allaboutcookies.org.

 

If you agree to the use of cookies in connection with our website you may change your mind at any time and block, refuse, or delete cookies as set out above, (however, as noted above, this may affect functionality and not all parts of our site may be accessible).

 

When accessing our website, you accepted or declined the use of different types of cookies. If you wish to prevent the use of some types of cookies, you can do this by checking the cookie settings on the MYJAR website here.

 

Contact us

If you require further information regarding cookies or our use of them, please contact our Data Protection Officer at the following address: MYJAR, Unit 22426, Po Box 7169, Poole, BH15 9EL.

 

Cookie Policy Last updated October 2019

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